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RetailFor Sale

Established Madison Downtown Specialty Retail Store - 18 Years of Steady Growth

Madison, Indiana

About This Business

This well-established specialty retail operation has been a cornerstone of Madison's downtown shopping district since 2006. With consistent annual revenue of $652,075 and healthy cash flow of $77,127, the business demonstrates stable profitability and customer loyalty in a prime location. The store features a carefully curated inventory mix that has proven successful with both locals and regional visitors, supported by an experienced team of 14 dedicated employees who know the business inside and out. The current owner has built strong vendor relationships and established systems that run efficiently, creating an excellent turnkey opportunity for an experienced retailer. The business benefits from high foot traffic in Madison's historic downtown area and has developed a loyal customer base over nearly two decades. Detailed financial records and inventory management systems are available for buyer review. Due to health reasons, the owner is seeking a qualified buyer to continue this community-focused retail legacy. This is an ideal acquisition for someone seeking to operate an established business with immediate cash flow and growth potential in a charming Indiana riverside town.

Financial Details

Asking Price
$350,000
Cash Flow
$75,000
Gross Revenue
$650,000
EBITDA
$60,000
Inventory
N/A

Business Details

Established
2006
Employees
14
Real Estate
Lease
Reason for Selling
Health Reasons
Financing
No
Training
No

Deal Analysis

Estimated figures for analysis purposes only. Consult a financial advisor.

Price/SDE Multiple
4.7x
Price/Revenue
0.5x
DSCR
1.71
Cash on Cash ROI
-82.5%
Down Payment (SBA 10%)$35,000
Loan Amount$315,000
Monthly Payment$3,657/mo
Annual Debt Service$43,889
Owner Salary$60,000
Cash Flow After Debt + Salary$-28,889
Asking Price
$350,000
Cash Flow: $75,000

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